As the stock market continues to fluctuate in this rollercoaster economy, it seems almost counter-productive to contemplate investing hard earned savings. Yet investing in the stock market is still one of the most effective ways to grow money over time.

For those who are concerned with losing money, an investment club is a great way to share the risk, learn about investing, and potentially grow a solid portfolio.

It's not difficult to get started. Simply type the words "Investment Club" into any search engine and thousands of pages will pop up with tips and techniques on starting a club. In fact, there's so much information, it's difficult to know where to begin. This is why the first and best place to check is the National Assocation of Investors Corp. (NAIC). The website provides a wealth of information and guidelines on getting started and setting up a club.

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